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title: Download Solving the Retirement Income Challenge
description: Customized retirement income solutions are essential for greater adoption
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---

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WHITE PAPER

# Solving the Retirement Income Challenge

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## DOWNLOAD THE WHITE PAPER

 The defined contribution retirement plan market is extraordinarily successful in encouraging employees to save for retirement. However, the system falls short in helping participants navigate the daunting decumulation phase long after they leave the workplace. Many retirement plan providers, investment managers, plan sponsors, advisors and regulators have been experimenting with different retirement income solutions for years. But the industry has yet to reach a consensus on the best decumulation approach—assuming there is one “best” solution at all.

### What's in the report?

Based on data from our retirement suite of Cogent Syndicated reprots, this white paper reveals:

- Headwinds in the DC landscape
- The participant view of retirement income products, highlighting generational differences
- The plan sponsor view of retirement income products, with differences by plan size
- The plan advisor view of retirement income products
- Five keys to solving the retirement income challenge

The Internet of Things (IoT) market has tremendous potential and is highly competitive. This white paper will help companies better understand how to connect with consumers, accelerate growth and gain a competitive product development advantage.

### What's in the report?

Based on results from our national consumer omnibus study, this white paper reveals:

- An overview of how IoT is understood among consumers
- Opportunities and barriers to IoT products
- The potential role of and desire for government regulation

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